How to Apply for Affordable Housing in Gurugram: Haryana Flats Guide
Contents
If you are looking at affordable housing in Gurgaon, you will soon meet the word “draw”. You cannot walk in and book one of these flats. You apply during a fixed window, pay a booking amount, and a computerised draw decides who gets a flat. This guide explains how that works for Gurugram and Faridabad, as of 20 October 2026.
Some rules have changed recently and some project-level details differ. Where that is the case, we say so. Always read the current brochure and the allotment letter before you pay anything.
What the scheme is
These flats come under the Affordable Housing Policy 2013. The Town and Country Planning (TCP) Department notified it on 19 August 2013. A licensed developer builds a group housing colony of small flats and sells them at a price the state fixes per square foot.
This is different from plots or flats sold by HSVP (formerly HUDA) or the Haryana Housing Board. Those are separate schemes with their own brochures and rules. This article covers only the private-developer scheme under the 2013 policy.
Note that the policy has been amended several times. The policy page of one project portal lists amendments dated 2021, 2023 and February 2026. The rules below are the ones we could confirm. Check the latest TCP notification for anything that may have changed since.
Who can apply
The policy does not shut anyone out, but it ranks applicants. Anyone can apply. First preference goes to applicants who, along with their spouse and dependent children, own no flat or plot in a HUDA colony or a licensed colony in urban Haryana, Chandigarh or Delhi.
Other points from the policy text:
- You can make only one application in a specific colony.
- If you win in more than one colony, you can keep only one flat.
- Up to 5% of the flats in the approved building plans may be allotted by the licensee to its employees, associates, friends or relatives.
The eligibility clause we reviewed talks about property ownership, not income. Some websites mention income caps. We could not confirm that from the policy text, so check the project brochure rather than rely on a third-party summary.
You will also need to give an affidavit about what you and your family own. One legal-advice source describes it as a notarised declaration on Rs 10 stamp paper. The exact format can change, so use the one in the current application.
How to apply, step by step
- Find an open project. The policy requires the developer to advertise on two occasions, a week apart, in an English daily and two Hindi dailies. The advertisement must state the rate, payment schedule and flat sizes.
- Apply on the TCP portal. Allotment is by a computerised draw on the TCP e-draw portal. One recent guide says you pay the 5% booking amount and a Rs 590 registration charge online. Confirm the fee on the portal, as we could only find it in a secondary source.
- Keep your documents ready. Have your ID, address proof, PAN, photograph and the ownership affidavit ready. The checklist varies by project.
- Check the draw date. After scrutiny, the Senior Town Planner fixes the date of the draw.
- If you win, pay the next instalment within the deadline in your allotment letter.
We could not confirm which projects have an application window open today. Check the TCP portal directly. As a pattern, one 2026 Gurugram window closed on 17 February and the e-lottery was set for 3 March. That is about two weeks from deadline to draw.
What a flat costs: rates and a worked example
The price is fixed per square foot of carpet area, not super area. It has risen over time.
| Period | Rate for Gurugram / Faridabad (per sq ft carpet) |
|---|---|
| 2013 policy | Rs 4,000 |
| November 2021 | Rs 4,200 in hyper-potential zones |
| Later revision | Rs 5,000, up Rs 800 from Rs 4,200 |
| 2026 revision | Around Rs 5,575 in Gurugram; up to Rs 5,450 in Faridabad and Sohna |
The 2026 increase is reported as a March 2026 cabinet decision. The reason given was rising land, material and labour costs. A project portal says the notification is dated 8 April 2026, but we could not open the notification itself.
The new rates affect pending draws. They apply to licensed projects where allotment has not yet been made. Where applications were already invited, the draw goes ahead, but winners pay the revised price. Applicants who do not want to proceed at the higher rate can withdraw, and the builder must refund in full without deductions.
Parking is now an add-on. The amendment makes one car parking space per unit mandatory, with the cost capped at 10% of the flat price. One guide says the parking is priced at 10%, not capped at it. Check your brochure for the actual figure.
Worked example (illustrative, not a quote)
Take a hypothetical flat with 500 sq ft carpet area. Balcony charges, GST and other taxes are extra. Taxes can be charged on top of the prescribed rate.
| Item | Gurugram at Rs 5,575 | Faridabad at Rs 5,450 |
|---|---|---|
| Basic cost (500 sq ft) | Rs 27,87,500 | Rs 27,25,000 |
| 5% booking | Rs 1,39,375 | Rs 1,36,250 |
| 20% on allotment | Rs 5,57,500 | Rs 5,45,000 |
| 75% balance | Rs 20,90,625 | Rs 20,43,750 |
| Parking, if charged at the 10% ceiling | Up to Rs 2,78,750 | Up to Rs 2,72,500 |
The parking figure is a ceiling, not a typical price. The final amount depends on your project’s terms.
The 5% / 20% / 75% payment schedule
| Stage | Share of total cost | Example (Gurugram) |
|---|---|---|
| With the application | 5% | Rs 1,39,375 |
| On allotment | 20%, within 15 days of the allotment letter | Rs 5,57,500 |
| Balance | 75% | Rs 20,90,625 in total |
The 75% is where you need to read carefully. The original 2013 policy recovered it in six equal six-monthly instalments over three years. That works out to 12.5% each, or about Rs 3,48,437 per instalment in our example.
That changed in 2021. An amendment says the balance 75% is recovered by construction stages set out in the builder-buyer agreement. News coverage at the time described it as linking 75% of the payment to construction status.
Some guides still describe the older half-yearly plan. Treat your own agreement as the authority.
Late payment costs money. The policy text charges 15% a year on defaults. On the 20% payment of Rs 5,57,500, being 30 days late would cost roughly Rs 6,870 in interest. Confirm the rate in your agreement.
How the draw works
- Scrutiny first. The developer and the District Town Planner scrutinise applications within three months of the last date.
- Ineligible forms are returned. They go back within a month of scrutiny, with the 5% booking amount and no interest.
- Minor errors are not fatal. Forms with minor deficiencies, such as a missing entry or an illegible copy, can still enter the draw. If you win, you get 15 days to fix them or lose your claim.
- A waiting list exists. It can cover up to 25% of the available flats and is kept for 2 years.
The policy also set a timeline for the developer. All flats in a project are to be allotted in one go within four months of building plan sanction or environmental clearance, whichever is later. Possession is to be offered within four years of that date. The 2021 amendment allowed licences to be renewed after four years, which was not permitted earlier. So four years is the target, not a guaranteed date.
Refunds and exits
| Situation | What the policy says |
|---|---|
| You lose the draw | The booking amount is refunded within 15 days of the draw. |
| Draw is delayed | You get 10% a year on the booking amount for the period beyond 90 days from the close of booking until allotment or refund. |
| Waitlisted, and you withdraw | Refund within 30 days, with no penalty. |
| Waitlist lapses after 2 years | Booking amount is refunded without interest. |
| You win but surrender the flat | The developer may deduct Rs 25,000. More can be forfeited if you exit after construction starts. |
| No environmental clearance within a year of the draw | The developer must refund with 12% interest if the allottee wants it. |
Example: your Rs 1,39,375 booking sits with the developer 60 days past the 90-day mark. At 10% a year, the interest is about Rs 2,290.
On surrender charges, a 2019 amendment is quoted in a HARERA order. It allows the developer to forfeit extra amounts, on top of Rs 25,000, when a flat is surrendered after construction has begun. The percentages depend on timing, and we could not verify them from an official source. Read the cancellation clause in your agreement before you sign.
Resale restrictions
These flats are meant for people who will live in them. The policy text says the developer cannot transfer an allotted flat to someone else in its records, and the flat cannot be transferred or sold for one year after possession. The same extract states a penalty equal to 200% of the flat’s selling price for breaching this.
Treat that as the policy baseline, not the last word. A Gurugram law firm notes that the actual position depends on the project documents, allotment conditions and the nature of the transaction. The way “date of possession” is counted can also matter. If you are buying a resale flat, ask for the allotment letter, builder-buyer agreement and possession letter.
The developer also has a maintenance duty. It must maintain the project free of cost for five years, after which a resident association takes over.
How to check the project licence
Do this before you pay the 5%.
- Get the licence number. It appears on the project’s RERA certificate, the builder-buyer agreement and the sanctioned layout plan.
- Check it against TCP records. The department publishes district-wise lists of licensed colonies, with the licence number, licensee, area, grant date and validity.
- Check the RERA registration. The portal is haryanarera.gov.in, where HRERA Gurugram covers Gurugram district only. Projects in the rest of Haryana, including Faridabad, are under the Panchkula authority. Search by project name, promoter name or registration number.
- Match the details. Cross-check the promoter name on the certificate with your agreement, and look at the validity dates.
- Confirm it is really an affordable-policy project. The project should appear on the TCP draw portal with a brochure, a rate and a draw date. One project portal notes that a builder cannot sell these flats directly to the public. If someone offers you a flat outside the draw, walk away.
A RERA number is a starting point only. It means the project is registered. You still need to check the builder, the approvals and the title.
Gurugram and Faridabad: what to compare
The policy is the same in both cities, but the rate is not. The 2026 rate reported for Faridabad is lower than Gurugram’s, as the table above shows. Location, commute and the developer’s delivery record matter more than a small rate gap.
To get a feel for each market, read the Gurugram guide and the Faridabad guide. You can also browse new projects in Gurugram and new projects in Faridabad. Those pages list launches generally, not only affordable-policy projects. Confirm the policy, licence and draw status of any project yourself.
Quick checklist before you apply
- Read the current brochure for the rate, parking charge and balcony charge.
- Ask whether the 75% balance is construction-linked, and read the stage list.
- Keep your 5% booking amount and receipt safe, and note the draw date.
- Keep funds ready for the 20% payment within 15 days of allotment.
- Verify the DTCP licence and HRERA registration.
- Read the surrender and cancellation clauses before you sign.
This article is general information, not legal or financial advice. For a specific project, check the official TCP notification and consider a lawyer’s review of the agreement.
Frequently asked questions
Who can apply for affordable housing flats in Gurugram?
Anyone can apply, but first preference goes to applicants who, with their spouse and dependent children, own no flat or plot in a HUDA colony or licensed colony in urban Haryana, Chandigarh or Delhi. You can make only one application per project.
What is the payment schedule for Haryana affordable housing?
You pay 5% with the application and 20% within 15 days of the allotment letter. The remaining 75% was originally six half-yearly instalments, but a 2021 amendment links it to construction stages in the builder-buyer agreement.
How is the flat allotted?
Flats are allotted by a computerised draw run through the TCP Haryana e-draw portal. Winners get an allotment letter, and a waiting list of up to 25% of flats is kept for two years.
Will I get my money back if I lose the draw?
Yes. The policy says unsuccessful applicants get their booking amount back within 15 days of the draw. If the draw is delayed beyond 90 days from the close of booking, you earn 10% a year on the booking amount for the extra period.
Can I sell an affordable housing flat after getting possession?
The policy text bars transfer or sale for one year after possession and states a 200% penalty for breach. Your own agreement and allotment conditions may add restrictions, so check them or ask a lawyer before selling.
What is the current rate for affordable housing flats in Gurugram and Faridabad?
Reports on the 2026 revision put the rate at around Rs 5,575 per sq ft of carpet area in Gurugram and up to Rs 5,450 in Faridabad and Sohna. Parking is now mandatory and may cost extra, so confirm the exact figures in the project brochure.
How do I check if an affordable housing project is genuine?
Get the DTCP licence number and verify it against the TCP licence lists. Then search the project on haryanarera.gov.in, using the Gurugram authority for Gurugram district and the Panchkula authority for Faridabad.
Sources
- Affordable Housing Policy 2013 notification (PMAY-Urban PDF)
- TCP Haryana Policy (Gazette extract, 19 Aug 2013)
- Affordable-Housing-Policy-2013 (policy text)
- Haryana Affordable Housing Policy – Jascon (policy extract)
- TCP Haryana Affordable Housing: E-Draw, Apply Online, Refund
- Haryana Affordable Housing Policy: Latest updates & rules (99acres)
- Haryana Raises Affordable Housing Prices by 12% – Outlook Money
- Haryana alters policy, 'affordable housing' set to cost 20% more – The Tribune
- Developers can't charge EDC – The Tribune
- Affordable housing policy gets pro-allottee clause – The Tribune
- New Amendment in The Affordable Housing Policy 2013
- Affordable Housing Rates Revised in Haryana, Dearer by ₹200 per sqft
- HARERA order referring to clause 5(iii)(h) of the Affordable Housing Policy
- Affordable Housing in Gurugram: Haryana TCP Scheme, Lottery on March 3
- Sale of Affordable Housing and EWS Flats in Haryana: Lock-in Period Explained
Updated 20 October 2026. This article is general information, not legal or financial advice; check current rules and project details before you decide.
