Property checklists

The Delhi Revenue Department says there is no fee to search the details of past registrations, which can be done online through its website and the DORIS portal. Its “important information” page links an encumbrance search, a DORIS deed-document search, separate e-search options for records registered before 1993 and from 2002 onwards, a list of prohibited properties, and cadastral maps with the record of rights for revenue villages.

The same page sets out a three-part way to check non-encumbrance:

• Part I, dues: water bills from the Delhi Jal Board, electricity from the distribution companies, piped gas, MCD property tax, and DDA e-mutation records.
• Part II, banks: ask the banks concerned.
• Part III, cases: revenue court cases, and judicial cases in the Supreme Court, High Court and district courts.

Delhi’s prohibited-property list matters especially for unauthorised colonies and land under acquisition.

• Chain of title documents going back as far as your lawyer advises, including the original allotment or lease for authority land.
• A sub-registrar deed search or encumbrance certificate on the property, covering the full period.
• Revenue extracts (khatauni or jamabandi) for land and plots, with mutations sanctioned in the seller’s name.
• A CERSAI search and the seller’s bank loan closure and lien release letters, if there was a loan.
• Municipal NDC or property tax receipts, and utility no-dues.
• Authority no-dues and, for a resale in Noida or Greater Noida, the transfer memorandum route.
• Court case searches against the seller’s name and the property.
• Society or RWA no-dues for flats.

• The UP rules require the agreement for sale or lease to be in the annexed model form.
• They state that any application letter, allotment letter or other document signed by the allottee before the agreement is executed and registered cannot be read to limit the allottee’s rights under the agreement, the Act or the rules. The model agreement repeats this in its “savings” clause and its entire-agreement clause, which supersedes earlier allotment letters.
• Clause 1.11 of the model agreement records the booking amount you paid at the time of application as part payment of the total price.
• If you later cancel without the promoter’s fault, the promoter can forfeit that booking amount, which is why its size matters.

The practical lesson: in UP, a harsh clause in an application form, such as forfeiture of everything paid or a vague possession date, should not survive once the model agreement is signed. But you have to make sure the agreement is actually executed and registered.

UP RERA also advised buyers in October 2026 to pay bookings, instalments and other dues only into the project’s designated collection account, to verify the account details on the UP RERA portal before transferring money, and to report any promoter asking for payment into another account.

• Use HSVP’s plot status enquiry to confirm the allottee’s name, dues and status.
• Obtain the allotment letter, payment receipts, possession certificate, conveyance deed and any earlier transfer permissions.
• Get a no-dues statement from the Estate Office covering price, interest, extension fees and any non-construction charges.
• Check whether a resumption notice has ever been issued and whether it was withdrawn.
• Confirm the transfer permission procedure and fees with the Estate Office before signing.
• Verify building plan approval and occupation certificate if there is a house on the plot.
• Pay stamp duty on the higher of deed value and collector rate; Haryana’s 2026-27 collector rates took effect on 1 April 2026 (for Gurugram, see the final 2026-27 list for Tehsil Gurugram on the Haryana property portal).

After full payment, apply online for the possession letter within 90 days. If you miss this, DDA levies watch-and-ward charges at prescribed rates for the period beyond 90 days until documents are complete. The 2026 brochures list:

• A consolidated affidavit-cum-undertaking covering citizenship and age, category declarations, agreement to form and join the RWA, and an undertaking not to make additions or alterations except permitted amalgamation of adjacent flats.
• One identity proof and one address proof matching the application.
• PAN cards of the allottee, any co-allottee and spouse (if the spouse has a PAN).
• The loan sanction letter attested by the bank, if applicable, and the bank statement showing margin money paid to DDA.
• For PwBD applicants, the disability certificate and any guardianship certificate.
• The TDS certificate, if TDS was deducted on the purchase.

• Chain of title. The builder’s conveyance deed in the seller’s favour, and every earlier sale deed if the flat has changed hands before. Each should be registered, stamped at the correct value and in the same unit number and area.
• Builder documents. Allotment letter, builder-buyer agreement and final statement of account showing nothing is due to the developer.
• Occupation certificate. A copy of the OC covering the seller’s tower. The Haryana Building Code bars occupation of any new building or part of one until the occupation certificate is issued. An OC for “Phase 1” does not cover a tower built later.
• Licence and RERA details. The DTCP licence number for the colony and, for newer projects, the RERA registration. These show the land use is legal and help you check for pending disputes.
• Municipal No Dues Certificate. An NDC from the urban local body portal (property.ulbharyana.gov.in) for the flat’s Property ID, showing no property tax or municipal dues outstanding. It certifies dues only; it says nothing about ownership.
• Society or RWA NOC and maintenance statement. Proof that maintenance, sinking fund, electricity backup and water charges are paid up to date, and the maintenance agency’s no-dues letter.
• Utility bills. Recent electricity and water bills in the seller’s name, and the meter numbers.
• Loan closure. If the seller has a home loan, the lender’s statement of outstanding amount, and after payoff the loan closure letter, the original title documents returned by the bank, and release of the charge.
• Identity and tax. PAN and Aadhaar of all sellers; for a joint owner who is absent, a registered power of attorney limited to this sale.
• Possession and parking. The possession letter, parking allotment and any car-parking or storage rights mentioned in the conveyance deed.

• The original allotment letter and agreement, plus all payment receipts issued by the builder.
• A builder-issued statement showing amounts paid, amounts due and any delay interest the seller has claimed or been paid.
• The builder’s written transfer procedure and charges. Transfer or administrative fees vary between developers; get the exact amount in writing.
• For a flat with a home loan, the lender’s NOC for transfer and the tripartite agreement, which will need to be closed or replaced by your lender’s.
• If a RERA complaint is pending, the order or case status. Under the RERA Act an allottee includes a person who later acquires the allotment through sale or transfer, so you may inherit both rights and pending claims; agree in writing who keeps any interest awarded.

Step-by-step

• Step 1, licence: get the DTCP licence number, the policy it was granted under (DDJAY, affordable group housing, regular group housing) and its validity. Check it against the DTCP records.
• Step 2, RERA: confirm HRERA Gurugram registration for the exact phase, the registered completion date and whether any extension has been sought.
• Step 3, land use: overlay the colony on the notified development plan. Make sure it is in a residential zone and not touching conservation, forest or Aravalli-protected land.
• Step 4, services: ask who will supply water and take sewage, and whether the master lines exist up to the colony boundary. Ask for the developer’s arrangement in the interim.
• Step 5, roads: drive the approach. Is the colony on a built sector road or reached through village roads?
• Step 6, DDJAY-specific: ask whether internal development works are complete and whether the frozen 50 percent of plots has been released. Check if plots you are offered fall in the frozen portion.
• Step 7, exit: list comparable resale listings and registered deeds in the same colony to see whether there is a real secondary market.

Red flags

• Plots sold on “agreement to sell” before licence or HRERA registration.
• Assured-return or buy-back promises on plots or floors.
• Maps showing a metro station or commercial hub at Sohna that has no sanctioned project behind it.
• Colonies whose boundary touches the Aravalli or forest land with no clear demarcation.
• Floors built on DDJAY plots without an approved building plan from the competent authority.

1. Is the site on the river side of an embankment?
2. Is it inside a sanctioned sector or layout, and zoned residential in the master plan?
3. Has the irrigation department demarcated the floodplain here, and is the site outside it?
4. Is the site ground level clearly above past flood levels?
5. Did the site or its approach roads flood in 2023 or 2025?
6. Are basements, pumps and electrical rooms protected?
7. Is any NGT or court case pending about construction nearby?
8. Have you priced home insurance that covers flood?

Floodplain land is usually cheaper for a reason. A low price on a riverside plot or farmhouse should prompt more checks, not fewer.

1. Have I seen the current fire NOC or certificate for my tower, and its renewal date?
2. When was the last fire audit, and were the defects fixed?
3. When was the last evacuation drill?
4. Do the hose cabinet, alarm and emergency lights on my floor work?
5. Are the staircases and refuge areas clear?
6. Do I know two ways out from my floor?
7. Do I have a smoke alarm and an extinguisher at home?
8. Is my AC serviced and my electrical load within limits?

If you are comparing ready-to-move societies on ADiHomes, add these questions to your site visit. A society that answers them easily is usually a well-run one.

1. Map the school run. Shortlist two or three schools first, check admission criteria and fees, then look for homes within about 15 minutes.
2. Time the commute for each working adult at peak hours, both by car and by metro, including the walk or drive to the station.
3. Find the nearest 24-hour hospital with paediatric and emergency care.
4. Walk the neighbourhood in the evening. Is there a park children can actually use, and a market for daily needs?
5. Check the society, not just the sector: maintenance record, occupancy certificate, water supply, power backup and parking.
6. Check environmental risks such as river flooding, waterlogging and nearby construction.
7. Compare like with like. Plotted sectors, older societies and new high-rises are different products. Compare price per square foot of carpet area within each type.

• Clear terrace drains, outlets and rainwater pipes of leaves, plastic and silt.
• Check the joint where the terrace meets the parapet for cracks.
• Look under water tanks and solar panel mounts for damaged waterproofing.
• Re-seal gaps around windows, AC pipe holes and balcony drains.
• Check bathroom grout and the seal around floor traps.
• Photograph ceilings before the rains so new damage is easy to prove.

If you are buying a flat, check its waterproofing history as part of your due diligence. Ask the AOA when the terrace was last treated, and look at top-floor ceilings after rain. Browse ready flats on ADiHomes projects, or compare areas in the Noida and Ghaziabad guides.

• Ask the AOA about a pre-summer roof clean and cool coating.
• Shade west windows from outside where the bye-laws allow.
• Close west-facing curtains by late morning.
• Open windows for cross-ventilation after sunset in the dry months.
• Service the AC and clean filters before May.
• Shift heat-producing chores to cooler hours.

1. Get the floor-rise charge in writing, with the starting floor and whether it is on carpet or super area.
2. Visit the actual floor at midday and in the evening.
3. Check what the view will be once neighbouring towers are built.
4. Count the lifts and ask about backup and rescue devices.
5. Walk the fire staircase and ask for the fire NOC.
6. Check water pressure on the target floor.
7. For a top floor, ask when the roof was last waterproofed and treated.

Comparing towers? Browse current listings on ADiHomes projects or start with the locality guides for Noida, Greater Noida West and Gurugram.

1. Identify the planning body (GDA or housing board) and check the full allotment and transfer chain.
2. For a builder floor, ask for the sanctioned building plan and completion certificate.
3. For a new project, check UP RERA registration and the occupancy certificate.
4. Ask the RWA for maintenance dues, sinking fund status and any planned repairs.
5. Test water at the tap, and ask about supply hours and tankers.
6. Walk to the metro at peak time to check the real commute.

For buyers who want a short, reliable commute to Delhi and do not mind an older building, this belt remains one of the most practical choices in Ghaziabad.

1. Pull the khatauni for every gata in the deal and save a dated copy.
2. Confirm all holders, their shares and the category code.
3. Read columns 17, 18 and 19, and open any linked orders.
4. Get the Section 80 order or the authority’s approved plan. Then check that the khatauni shows it.
5. Check the authority’s notified villages and acquisition notices, and ask in writing.
6. Match the plot on Bhunaksha, and get it measured if the boundary is unclear.
7. Run an IGRSUP search and obtain a non-encumbrance certificate.
8. Have an independent advocate review the chain of title before you pay a substantial advance.

Many buyers find that a plot on raw farmland raises too many open questions. If so, an authority-allotted plot or a RERA-registered project is easier to verify. You can compare options in our Yamuna Expressway guide, the Greater Noida guide and the Ghaziabad guide, or browse listed projects.

Online records are updated by people and can lag behind orders on the ground. Treat this guide as a starting point for verification, not as legal advice, and confirm anything material with the tehsil, the authority and your lawyer.

• Is the society single-point or multipoint, and which discom serves it?
• For single-point, has the operator shared the half-yearly collection statement and audited accounts the 2026-27 order requires?
• What is the DG rate per unit, and does the bill show DG and grid units separately?
• Do the society’s DG sets comply with the GRAP dual-fuel or emission control rules?
• If conversion is proposed, who pays for meters and any infrastructure work, and in writing?
• What is the flat’s contracted load, and is it enough for an air conditioner upgrade or an EV charger?

1. Photograph and date the damage; note when it gets worse.
2. Rule out sources inside your own flat.
3. Speak to the upstairs owner calmly, then follow up in writing.
4. Get a moisture meter survey, ponding test and pressure test, with a signed report.
5. Decide who is responsible using the report, your deed and the bye-laws.
6. Check the possession date for a RERA Section 14(3) claim.
7. Escalate to the AOA, then mediation, then RERA, consumer commission or civil court.

If you are buying, ask about past leakage complaints first. Our locality guides for Noida, Gurugram and Ghaziabad cover the wider picture, and you can compare buildings on our projects page.

1. Is this the sanctioned plan, and does it match the RERA filing?
2. What is the carpet area, and what is the price per carpet square foot?
3. Where is north? Which walls carry the big windows?
4. Is there large glass on a west or south-west wall without a balcony in front?
5. Does the living area have openings on two walls for cross-ventilation?
6. Roughly how much openable window area is there compared with the carpet area?
7. Do kitchens and bathrooms have exhaust openings or a shaft?
8. How much of the flat is passage?
9. Do your bed, sofa and wardrobe fit with doors open?
10. What does the flat face, and what is next to it on the floor plate?

Take the plan on your site visit, stand in the rooms at different times of day if you can, and note where the sun falls. A good layout will save you money and discomfort every summer for as long as you live there.

1. Write down your holding period and whether you need regular income.
2. Estimate all costs, not just the price: stamp duty, registration, lease rent, maintenance, construction and penalties.
3. Compare the net rental yield of a flat with the cost of carrying a vacant plot.
4. Run the capital gains tax for your expected exit date, using both methods if you bought before 23 July 2024.
5. Verify title, approvals and RERA status from official portals, not from brochures.
6. Visit the site and see how much has actually been built nearby.
7. Consult a qualified tax adviser and lawyer for your specific case.

Whichever way you lean, compare several options side by side. You can start with the projects listed on ADiHomes and check each against the points above.

1. Get an all-inclusive cost sheet for the new launch, listing base price, PLC, EDC/IDC, parking, club, GST and any escalation clause.
2. For resale, ask for the conveyance deed, occupancy certificate, society no-dues and transfer charges in writing.
3. Check the current collector rate for the sector so you know the minimum value for stamp duty.
4. Compare prices per sq ft of carpet area, not super area.
5. Look up the project on the Haryana RERA website, including its declared completion date and any complaints.
6. Compare recent registered sale prices in the society with asking prices; listings often run above actual deals.
7. Treat any promise of future appreciation, from a developer or a broker, as a sales claim rather than a forecast you can rely on.

1. Time the full trip door to door at peak hour, on a weekday.
2. Measure walking distance to the station gate, not to the viaduct.
3. Confirm land use and any TOD or SDA status on the notified GDA plan.
4. Verify UP RERA registration, approved plans and the builder’s delivery record.
5. Compare registered sale prices with asking prices.
6. Check rental demand from actual listings, not brochure yields.
7. Budget for stamp duty, registration and possible TOD-related charges.
8. Assume flat prices for several years and see whether the purchase still makes sense.

Namo Bharat has changed how Ghaziabad connects with Delhi, but it does not guarantee that any particular property will appreciate.

1. Note the area basis (carpet, built-up or super) in every figure you collect.
2. Find at least three registered deeds from the same project or block, ideally within 12 months.
3. Check the current circle rate and whether a revision is proposed or already notified.
4. Work out the stamp duty value, and the tax effect if your price is below it.
5. Get a bank valuation, or at least ask for an indicative one, before paying a large token amount.
6. Compare against current listings to see where sellers are starting.
7. For a builder flat, compare the all-in cost, not just the basic rate.
8. Never agree to split the price into a declared part and a cash part.

• Find your benchmark (repo-linked, MCLR or the lender’s own rate) and your spread in your sanction letter.
• Note your next reset date and the new rate your lender has notified.
• Check your latest statement: has your tenure grown?
• Ask in writing to raise the EMI if you can afford it.
• Consider a part-prepayment once your emergency fund is in place.
• Get quotes from two or three other lenders before accepting a high spread.

Rates move in cycles. What you control is the structure of your loan: the benchmark, the spread, the tenure and how much principal you pay down early. Getting those right matters more than predicting the next policy meeting.

1. Download the developer’s proforma agreement from the RERA project page and compare it with the state model, clause by clause.
2. Confirm the possession date is a calendar date and that force majeure is limited to genuine calamities.
3. Check that the delay-interest rate matches the state rule and is the same for both parties.
4. Read the forfeiture clause against the 10% limits described above.
5. Insist on a carpet-area price, with a separate list of balcony and terrace areas.
6. Pay no more than 10% before the agreement is registered.

When comparing new projects in Noida or new projects in Gurugram, request the draft agreement early. Our project listings show RERA numbers you can use to look up each project’s registered documents.

Rules and model formats get amended and orders turn on facts, so a short review by a property lawyer before registration is worthwhile.

1. Confirm your NRI or OCI status and keep your PAN, passport, visa/OCI and overseas address proof ready.
2. Verify RERA registration, title chain and land-use classification. Avoid anything agricultural or farmhouse-classified.
3. Pay only from NRE, NRO, FCNR or inward remittance, and keep the bank trail.
4. Decide your funding source with future repatriation in mind.
5. If using a POA, check attestation and registration requirements with the sub-registrar first.
6. Budget for stamp duty and registration using the right state rates, plus legal fees and GST where applicable.
7. Appoint a tax professional for TDS, Forms 15CA/15CB and your Indian return.

1. Confirm the sale notice dates give a full 30 days’ gap.
2. Download the notice and terms from the official portal.
3. Inspect the flat and ask who is inside.
4. Check title papers and an encumbrance certificate.
5. Collect no-dues statements, and check for authority or lease dues.
6. Have the full price and costs ready before you pay EMD.
7. Get written answers on possession, dues and documents needed for transfer.
8. Keep every receipt and the original sale certificate safe.

If an auction feels too uncertain, you can also search ready and new homes through ADiHomes. Property prices and rules can change. This article does not promise any return or saving from an auction purchase.

1. Ask whether the slot is open, stilt, basement, podium or an enclosed garage.
2. Match the slot to the sanctioned plan and your agreement.
3. Get the slot number, location and size in writing.
4. Compare the all-in price, not just the base rate.
5. Pay only against receipts and a proper invoice.
6. Check the project’s RERA registration page before paying any parking amount.

If you are still shortlisting a home, you can browse all projects and filter by city and builder, then read the parking details in each project’s paperwork. For area guides, see Noida, new projects in Greater Noida West and new projects in Gurugram.

1. Get the builder’s lease deed details: authority, start date and term.
2. Confirm that the sub-lease or registry for your flat is done, or has a clear timeline.
3. Check authority dues and the occupancy certificate status.
4. For resale, get the transfer charge calculated in writing and agree who pays.
5. Ask your bank how it treats the remaining lease.
6. Check the UP RERA page for the land status disclosure.
7. Budget stamp duty and registration using current rates from the sub-registrar.

1. Get the carpet area and dimensioned floor plan from the builder or seller.
2. List what must be stored, by room and by person.
3. Choose wardrobe doors by clearance: under about 2 ft free in front, go sliding.
4. Pick an L-shaped kitchen unless the room is too narrow for it.
5. Choose multipurpose pieces you will actually use daily.
6. Get at least three written quotes that list what is and isn’t included.

These small 2BHK interior ideas work best when applied in this order. Rates, hardware and finishes change, so confirm current prices with your vendor.

1. Read your society’s bye-laws and any alteration form. Ask for approval in writing.
2. Check your sanctioned balcony drawing for railing height and any restrictions.
3. Keep any design inside the railing line, in a colour that matches the building.
4. Do not put pots or hanging items on the parapet or outside the railing.
5. Confirm that waterproofing and drainage will not be damaged by pots or tiles.
6. Get written quotes with per-sq-ft rates and the exact material grade.

1. Get the kitchen’s exact dimensions, window position and shaft or duct provision from the approved plan or by visiting the flat.
2. Check the agreement and possession documents for what the developer supplies (counters, sink, tiles, points).
3. Draw the work triangle and the aisle widths on paper before choosing a layout.
4. Ask for the board grade, edge sealing method and hardware brand in writing.
5. Fix the chimney model and duct route before cabinet drawings are finalised.
6. Ask the society office about work hours, drilling and contractor approvals, and keep approvals in writing.

If you are still choosing a home, kitchen shape is worth comparing alongside price and location. You can browse floor plans on the ADiHomes projects page, filtered by city. Area guides help with the wider picture: Gurugram, Noida, and new projects in Greater Noida West.

• Get a line-by-line BOQ with material grades, brands and finishes.
• Confirm in writing what is excluded: civil, electrical, appliances, loose furniture, deep cleaning.
• Check the GST rate and whether the figure is before or after tax.
• Read your society’s renovation rules on timings, deposit and debris.
• Add a 10% contingency, and agree in writing how changes will be priced.
• Ask for a defect warranty and delay terms in the contract.

If you are still choosing a home, your finishing budget is part of the real cost. Browse new projects in Noida or new projects in Gurugram and compare what each flat is handed over with. For a lower-priced belt, the Greater Noida West guide covers the area. You can also filter by city and builder on the ADiHomes projects page.

Prices and tax rules change. Check current figures with your contractor and, for GST, a qualified professional before committing.

• Get a floor plan with a north arrow, and check which way the living room and bedroom windows face.
• Score the entrance, kitchen and master bedroom first. Don’t chase a perfect score on every room.
• Visit in the afternoon and again in the evening.
• Compare the price gap between facings with a resale estimate before you pay a premium.
• Check RERA registration and the sanctioned plan, and keep the layout in writing.
• Ask the society what internal changes it allows before you plan any renovation.

To compare options by city and builder, use the ADiHomes projects page. You can also browse new projects in Gurugram or new projects in Noida and ask for each plan’s orientation. The Greater Noida West guide covers one of the larger high-rise belts.

1. Pick your priority: metro walkability, size, budget or society quality.
2. Shortlist two or three sectors from the clusters above.
3. Check ownership paperwork. For a society flat, check membership and allotment. For a DDA flat, check conveyance and mutation records.
4. Confirm freehold or leasehold status and the conversion position in writing.
5. Compare asking price with recent registered deals in the same society.
6. Budget for stamp duty, registration, society transfer fee, dues and any conversion charge.

To compare options, you can browse new projects in Dwarka or search all properties on ADiHomes. If you also want to look at Gurugram, our Dwarka Expressway guide covers the neighbouring corridor, which is a separate market from Delhi’s Dwarka.

This article is general information, not legal or financial advice. Policies on freehold conversion are changing, so verify the current position before you transact.

1. Visit on a weekday at 8 am and 7 pm to see water pressure and traffic.
2. Ask the resident association for the last three months of tanker and DG bills.
3. Get the DG rate and fixed backup charge in writing.
4. Confirm the electricity provider and meter type from a current bill.
5. Check the school admission calendar and each school’s final class.
6. Drive the nearest hospital route at night.
7. Test-drive your commute at your actual office hours.

1. Ask for the full chain of papers. For a plot, that means the original allotment letter, the lease deed in the seller’s name, and written transfer permission from the Authority.
2. Get a no-dues certificate. Unpaid premium, lease rent or penalties stay with the plot, so they can become your problem on a resale.
3. Ask about transfer charges. They vary by property type and policy. A secondary source says group housing transfers in Greater Noida are capped at around 1%, but check the current circular for your asset.
4. Check UP RERA registration for any society flat. This covers project status and possession timelines.
5. Run an encumbrance check. This shows loans or disputes registered against the property.
6. Check the lease terms. Look at the construction timeline and conditions, and ask your lender whether it needs the Authority’s permission to mortgage.

• Visit at different times of day to test traffic, parking and noise near markets.
• Measure the real distance to the nearest Aqua Line station and try the ride.
• Compare at least three recent registered deals in the same block, not just asking prices.
• Add 8% for duty and registration, and budget separately for brokerage and Authority charges.
• Get the papers checked by a property lawyer before paying any token amount.

Prices, circle rates and Authority policies change often. Confirm every figure in this guide with GNIDA, the Sub-Registrar and UP RERA before you commit.

1. Fix your commute first. Test the route at office hours.
2. Shortlist two or three projects, not areas.
3. Verify RERA, occupancy certificate and registry status for each.
4. Get a written cost sheet and add stamp duty, registry and transfer charges.
5. Visit at different times to check water pressure, traffic and noise.

1. Fix your all-in budget first, with about 8% for stamp duty and registration.
2. Convert it to area at three nearby projects, using actual quotes, not averages.
3. Time the real commute at peak hours, including the last mile to the station.
4. Check RERA registration, the occupancy certificate and the status of any builder dues.
5. Ask residents about water, maintenance charges and handover.
6. Look at recent resale listings in the same society to see how long flats stay on the market.

1. Measure the distance to the nearest interchange on a map, then drive it at peak hours.
2. Ask for the RERA registration and check the promised delivery date against construction on site.
3. Check the toll on your daily route and add it to your monthly budget.
4. Ignore price-per-sq-ft claims that do not name a date or source. Compare similar projects.
5. Look at the real demand in the area: rental listings, resale activity and existing residents, not only launches.
6. Re-check project status on NHAI before you commit, since several dates have shifted.

For Faridabad, start with the ADiHomes list of new projects in Faridabad and compare them against the access points above.

1. Confirm your colony and its category from the MCD list and the Revenue Department notification.
2. Work out the circle value using the right method for your property type.
3. Ask the sub-registrar whether any temporary rebate or new notification applies on your registration date.
4. Compare your agreed price with the circle value. If it is below, calculate the gap against the 10% tolerance.
5. Pay all consideration through banking channels and keep the agreement, receipts and valuation papers.
6. If a revision is expected, ask your lawyer how it would affect your timeline and costs.

1. Ask for the approval document or press release, and note the date and the body that approved it.
2. Check whether funding is sanctioned and whether a contract has been awarded.
3. Confirm the station location on an official route map, not a builder’s brochure.
4. Measure the walking distance on a map and visit the route at peak hours.
5. Compare the price with similar homes outside the claimed benefit zone.
6. Verify the project’s RERA registration and possession date separately. A metro link does not fix a weak project.
7. Decide your price assuming the opening slips by a few years.

If you want to compare options across cities and builders, use the ADiHomes projects page and filter by city before you shortlist.

• Check the rate for your exact locality, property type and road width on IGRSUP, or ask the sub-registrar office.
• Note the date of the rate list you are using.
• Work out stamp duty on the higher of circle value and agreed price.
• Compare ownership options (sole, joint, woman-owned) and confirm the current rebate rules in writing.
• Keep a buffer in your budget in case rates are revised before registration.
• If you pay in instalments for an under-construction home, ask the builder or your lawyer which rate applies and on what date. We could not verify a single rule on this, so get it in writing.

When you are shortlisting homes, browse new projects in Ghaziabad and add the government charges to every budget. The Raj Nagar Extension guide is another good place to compare an area before you decide.

• Download the final 2026-27 rate PDF for your tehsil and note its date.
• Match your sector, sub-locality and property type exactly.
• Confirm the area measure used for flats (carpet or built-up).
• Check whether the property is inside municipal limits for the stamp duty rate.
• Calculate duty on the higher of your price and the circle value.
• Ask your lender how it values the property and what LTV applies.
• Talk to a CA about capital gains rules if the price is below the circle value.

If you are still shortlisting, you can search all projects by city and builder. Our Gurugram guide also covers the main micro-markets.

1. Fix the term. Stay at 11 months unless you need a registered lease.
2. Confirm the stamp duty base and registration fee before purchase.
3. Buy the e-stamp via an authorised route and keep the certificate.
4. Both parties sign every page with two witnesses. Notarise if you are using an 11-month agreement.
5. Complete tenant verification and share the paperwork the society asks for.
6. If rent is over ₹50,000 a month, set a TDS calendar.

• Use a written agreement and report it to the Rent Authority.
• Keep the deposit at or below two months’ rent for a home.
• Write the rent-revision date, amount and notice period into the agreement.
• Put the maintenance and amenity fee arrangement in writing.
• Keep records of rent receipts, notices, repair bills and move-in photos.
• Recheck the law before any eviction step, given the August 2026 ruling.

1. Confirm the dates. Work out your holding period from the purchase documents and see whether you cross 24 months. Also check whether you bought before or after 23 July 2024.
2. Collect the cost records. You need the purchase price, registration cost and any documented improvement spend. Capital gains are computed after deducting the cost, any improvement cost and expenses on transfer.
3. Compare both tax routes if you bought before 23 July 2024.
4. Check the circle rate so your price does not trip the 110% test.
5. Expect TDS. The buyer deducts 1% TDS on the full sale consideration when it, or the stamp duty value, is ₹50 lakh or more. This is not the final tax; it is credited when you file. If you are a non-resident, the buyer instead deducts at the rate that applies to your capital gain, plus surcharge and cess, unless you obtain a lower-deduction certificate; from 1 October 2026, resident individual and HUF buyers deposit it through Form 141 (Schedule E) without needing a TAN.
6. Set the deadlines. Note the 6-month date for 54EC, the 2-year and 3-year dates for Section 54 and the return due date for CGAS.
7. File the right form. For capital gains without business income, ITR-2 is generally the form.

1. Ask for the DDA notice or certificate for the exact sector (PEC/FEC, PDL or FDL), not a general policy brochure.
2. Search the project on the Delhi RERA portal and match the promoter’s name and registration number.
3. Ask who legally owns the land today, and request the khasra numbers. Check them against revenue records.
4. Ask for the signed consortium or development agreement and the approved layout plan.
5. Read the payment terms. Be wary of anything described as “membership”, “contribution” or “booking” with no allotment.
6. Find out what happens to your money if the sector does not reach the pooling threshold. Get the answer in writing.
7. Have a property lawyer review the documents before you pay.

1. Pull at least five live rent listings in the same society, not the sector average.
2. Check how long similar flats stay listed. A high asking rent that does not close is not real income.
3. Use the total acquisition cost in your yield calculation.
4. Deduct realistic vacancy. One empty month a year is a common planning assumption, and it costs you 8% of annual rent.
5. Ask whether metro, office parks or a college are within a short ride, and whether that is today’s reality or a plan.
6. If you will use a loan, compare the net yield with your loan rate. Yields below the interest rate mean you fund the gap from your pocket.
7. Check builder dues, society maintenance history and title documents before paying.

To compare sectors, start with the Noida guide. Then look at new projects in Noida and shortlist the ones near the jobs and metro stations your target tenants use.

• Use only the official YEIDA website. Brokers and look-alike sites should not collect your booking money.
• Check the scheme’s RERA registration on the UP RERA portal, since each scheme has its own.
• Keep the full premium, lease rent, possible PLC and GST ready before you apply. The 60-day deadline is tight.
• Budget for construction on top of the plot cost, and plan to finish within three years of the lease deed.
• Do not assume quick resale. Reserved-category winners are locked in for 5 years, and development may take years.

If a plot draw feels too uncertain, you can compare other options. Browse new projects in Yamuna Expressway, or use the all-projects page to filter by city and builder. Nearby Greater Noida is another place to compare.

This article is general information, not legal, tax or investment advice. Nothing here guarantees allotment, possession dates or returns.

1. Name the document type: sale deed, lease or licence.
2. Verify the RERA number on the right state portal.
3. List what the monthly fee includes, what is extra, and how it rises.
4. Get refund terms, resale limits and succession rules in writing.
5. Visit at different times of day. Meet current residents and ask about response times for emergencies.
6. Have a lawyer check the title, the agreement and any operator contract.

• Read the current brochure for the rate, parking charge and balcony charge.
• Ask whether the 75% balance is construction-linked, and read the stage list.
• Keep your 5% booking amount and receipt safe, and note the draw date.
• Keep funds ready for the 20% payment within 15 days of allotment.
• Verify the DTCP licence and HRERA registration.
• Read the surrender and cancellation clauses before you sign.

This article is general information, not legal or financial advice. For a specific project, check the official TCP notification and consider a lawyer’s review of the agreement.

• Ask the seller or builder for the property ID and the latest receipt or demand notice.
• Look up the property on the official portal yourself. Do not rely on a screenshot.
• Ask which body assesses your property, and whether your bill is tax, lease rent or a service charge.
• Get written no-dues confirmation from the Authority before you pay the final instalment.
• Apply for mutation after registration, and keep all receipts.

• PAN. You create your login on DDA’s Awaas Portal using your PAN and other details.
• Identity and address proof for every applicant.
• A savings account in your own name. Janta Awaas asks for details of a savings account held in the applicant’s own name.
• Income or EWS certificate, for income-capped schemes. It must come from the SDM, Tehsildar or another issuing authority and be dated on or before the last date of registration. Start early, because certificates take time.
• Category certificates if you claim a reservation. Reserved-category applicants must apply under that category and submit supporting certificates.

1. Get the lender’s annual certificate showing interest and principal paid.
2. Confirm the property is in your name (or names) and that your share is documented.
3. Check the five-year completion condition for the ₹2 lakh cap.
4. Compare tax under both regimes for each earner, not for the household.
5. Tell your employer your regime choice early in the year, but re-check it before filing.
6. If you plan to sell within five years of possession, factor in the 80C add-back.

If you are still shortlisting homes, you can browse new projects in Greater Noida West or use the all-projects page to compare locations and timelines. This article is general information, not tax advice.

• Seller’s residential status and valid PAN confirmed.
• Agreement value and stamp duty value compared.
• Parking, club and other charges added; GST shown separately.
• Each payment’s TDS calculated and deducted.
• Form 141 filed by the due date, and Form 132 given to the seller within 15 days after it.

Still shortlisting? You can browse all projects on ADiHomes and filter by city and builder. Keep your final budget in mind: TDS is not an extra cost for you, since it is held back from the seller’s payment. But planning the cash flow around it avoids last-minute confusion.

1. Confirm which state and which municipal or rural jurisdiction your exact address falls in.
2. Check the circle rate, because duty is charged on the higher of that and your agreement value.
3. In UP, keep an eye on the ₹1 crore line.
4. Decide between sole and joint ownership with your family, not only on cost.
5. Ask the lender whether the rate concession depends on the woman being the first applicant and first owner.
6. If a husband is funding the purchase, get tax advice on clubbing.
7. Get the current stamp duty figure in writing from the registrar’s office or the official calculator.

To compare prices across cities, use the all projects page and filter by city and budget. Then run the stamp duty maths for each shortlisted home, because a small difference in price can change the rate you pay.

1. Ask for a full line-item cost sheet. Be cautious of an all-in number with no breakup, or vague labels like “other charges”.
2. Check the area basis. Haryana RERA’s registration regulations say the price of an apartment should be charged only on the basis of carpet area. Compare the cost sheet with the carpet area in the RERA record.
3. Look for “no separate EDC/IDC” conditions. Some Haryana RERA project registrations state that the unit is sold on carpet area and that no separate EDC/IDC is payable by allottees beyond the total sale consideration. Check your project’s registration certificate on the HRERA portal for similar wording.
4. Check the project’s EDC/IDC disclosure. HRERA’s disclosure format for registered projects asks for total EDC and IDC as prescribed by the government, the amount paid so far and the balance still to be paid. Compare these totals with what you are being charged per sq ft.
5. Re-do the pro-rata sum. Use the three-step method above. Ask which total EDC and which sanctioned area were used, and whether the figures match the licence and approved plans.
6. Watch for double charging. Confirm EDC and IDC are not already included in the BSP or total price before a separate line is added. Haryana’s price definition includes the cost of external development works and other charges payable to the authorities.
7. Check demand letters later. A sudden “enhanced EDC” demand should come with the notification and a calculation. In one Haryana RERA matter, a buyer complained of overcharged EDC/IDC and the promoter refunded the excess after the buyer raised it repeatedly.
8. Escalate in writing. If the builder does not respond, you can complain to Haryana RERA, but keep your agreement, cost sheet and payment receipts together.

1. Confirm the location status. Is the property inside municipal limits? It sets the rate.
2. Decide the ownership structure early. Sole, joint, male or female ownership changes duty. Check the tax implications with a CA.
3. Look up the notified collector rate for your locality and property type on the official Jamabandi website or district page. Calculate the circle value yourself.
4. Compare it with the agreement value and use the higher number for your budget.
5. Keep the cash ready. Most banks do not pay stamp duty as part of a home loan, so arrange the money separately. Check with your lender whether your loan covers it.
6. Pay through official channels. Stamp duty is paid by preparing an e-challan on the Haryana eGRAS portal. After you upload documents and pay, the parties go to the Sub-Registrar office for biometric verification.

1. Ask for a complete cost sheet listing every charge, with the area basis stated.
2. Get PLC and floor rise as separate lines, with the rate and floor logic.
3. Check which items attract GST, and ask for a written GST working.
4. Confirm whether EDC, IDC, lease rent and electrification are included in the base price.
5. Check IFMS terms: refundability, where it is held, and any overlap with advance maintenance.
6. Confirm when stamp duty is due and which value it is calculated on.
7. Check the RERA registration of the project and the payment plan against the agreement.

You can compare cost structures across projects on the ADiHomes projects page, where you can filter by city and builder. To see what is currently launching, browse new projects in Noida, new projects in Greater Noida West and new projects in Greater Noida. Then request the full cost sheet for any shortlisted project and run it through the table above.

This article is general information, not legal, tax or financial advice. Confirm current rates with the builder, the UP stamp and registration department and a qualified adviser before you commit.

1. Get the sanctioned plan showing stilt plus four floors, with the approval date.
2. Get the OC for the whole building and check its date and issuer.
3. Walk the building and compare it with the plan: floors, stilt, setbacks, roof.
4. Measure the road in front of the plot.
5. Read the draft sale deed for land share, parking and roof wording.
6. Ask in writing about notices, sealing or restoration orders.
7. Take the full file to a lender and a lawyer before paying a token.
8. Check the latest High Court status again close to signing, since it can change.

To compare areas, read our Gurugram locality guide and browse new projects in Gurugram. You can also filter by city and builder on the all projects page. For any listing, ask for the documents above before you rely on the description.

Under the new system, deeds are filled in on the official portal. Users verify identity with OTP, complete sale deed forms with guided help, upload documents and track the application by SMS. You may fill in the deed yourself or use deed writers, advocates or designated help desks. If a party cannot attend in person, such as an NRI, they can now appoint more than one representative.

A typical checklist includes:

• Draft sale deed details (buyer, seller, property description, price).
• Identity proof for buyer, seller and both witnesses. Photographs of the buyer and seller and two witnesses with ID are also needed.
• PAN, which is mandatory above a prescribed transaction threshold.
• Proof of the seller’s ownership: a previous sale deed, mutation extract or Jamabandi record.
• The NDC and, where applicable, the 7A NOC.
• For apartments, builder or society papers such as an allotment letter and no-dues from the society. Ask which ones your project needs.

Carry originals and photocopies. Aadhaar-linked mobile numbers help, since e-KYC is now mandatory for both parties.

The scheme’s aim is to let residents sell and buy properties without hindrance and take loans against them from banks and financial institutions.

Be clear about the limits:

• It is not permission to build more. Existing structures are regularised “as is”, but new construction or redevelopment must still follow norms.
• Some colonies get no ownership. A Delhi High Court hearing in 2026 recorded that colonies in Zone O were not covered. The Additional Secretary said no ownership is being granted to residents of the 91 colonies under discussion, and that fresh construction was not permissible. Do not assume a nearby colony’s status applies to yours.
• The colony list matters. Check the exact colony name and plot against the notified list, not just the locality name in the ad.

1. Confirm the colony is on the notified list of 1,511 and not in an excluded category.
2. Ask whether a CD/AS has been issued, and check its issue date against the 3-month registration limit.
3. Ask for the full document chain. Confirm that the person selling is the person named in the latest ownership document.
4. Match the built-up area on paper to the property you are visiting.
5. Check property tax and electricity records and look for pending dues.
6. Get a lender’s written view on the property.
7. Pay in stages linked to milestones (CD/AS issued, sale deed registered), not one large advance.
8. Have an advocate who works in Delhi property review everything before you sign.

Applications from a GPA holder or purchaser need more documents than an allottee’s application. DDA’s IDLI user manual lists these, among others:

• Copy of the POA(s) along with the sale agreement, attested by a Notary Public or Gazetted Officer.
• An indemnity bond from the GPA holder and one from the agreement-to-sell holder.
• Copy of the DDA possession letter.
• Copy of the lease deed, sub-lease deed, conveyance deed, allotment letter or demand letter.
• Mutation letter, where the flat was mutated.
• Society NOC with the specific plinth area, for co-operative society flats.

Other points from DDA’s brochure:

• Where there is a chain of power of attorneys, the link from the original allottee to the last GPA holder or purchaser must be established with attested documents.
• The brochure also asks for a passport-size photograph and three attested specimen signatures of the person in whose favour conversion is sought.
• An edrafter guide notes that documents dated after 23 September 2001 need the agreement to sell and GPA to be registered. We could not verify this against a DDA primary document, so confirm it before relying on it.

A separate DDA notice covers purchasers or GPA holders of flats allotted on freehold basis after 1992. The text we could read mentions a penalty of 66₂⁄₃% of the current basic conversion charges. The scan is poor, so verify this directly with DDA if it applies to you.

1. Get the village, khewat and khasra numbers in writing from the seller.
2. View the latest jamabandi on jamabandi.nic.in, then compare earlier years.
3. Check mutation status for the seller’s own purchase.
4. Search the registered deed on the portal and compare it with the papers you were shown.
5. Order certified copies of the jamabandi, mutation and deed.
6. Verify the DTCP licence or HSVP allotment, CLU, building plan and RERA status where relevant.
7. Visit the site and compare the physical boundaries with the map.
8. Have a local property lawyer review the full chain of title before you pay any large sum. Jamabandi is important, but old sale deeds, inheritance records and partition documents must also be verified.

• Builder-buyer agreement with the possession clause and date
• All payment receipts and bank statements, with dates
• Demand letters and any revised-date communications from the builder
• The possession offer letter and the actual handover date, if any
• Any undertaking or settlement you signed
• The project’s RERA registration number and extension details

Complaints for refund and delay interest generally go to the state Authority, while compensation goes to the Adjudicating Officer. Confirm the correct forum on the UP RERA or HRERA website, as procedures and fees vary.

Do not accept a pile of papers on trust. Check each one against this list and keep both paper and scanned copies. One guide advises keeping both physical and digital copies.

• Occupancy certificate for your tower or wing. A copy for the specific tower or wing is the standard ask.
• Completion certificate, where applicable.
• Sanctioned building plan. An original or certified copy of the plan for your unit.
• Registered sale or conveyance deed, or a written date for it. The registered sale deed is the document that shows legal ownership in your name.
• Final payment statement and no-dues confirmation. The final payment statement should confirm all amounts are settled.
• Parking allocation document that names your slot number.
• Maintenance schedule showing charges from the possession date, plus a receipt for any deposit or corpus you pay.
• Warranty cards and manuals for fittings and appliances included in the flat.
• Society membership confirmation or a pending admission letter.
• Fire, lift and utility approvals. NOCs from departments such as fire, water and sewage and electricity are required before a building can legally be occupied. Ask what the project holds.
• Possession letter, signed last. One handover guide notes that it should be signed last.

Keep your allotment letter, agreement, payment receipts and all builder correspondence in the same folder. You will need them if you ever file a complaint.

• Ask whether the authority’s transfer permission is needed, and get it in writing.
• Get a no-dues certificate and tax receipts from the seller.
• Ask for the full chain of previous deeds.
• Budget separately for registry costs and authority or mutation charges.
• Apply for mutation soon after registry and keep the acknowledgement.

You can use our projects directory to filter by city, then ask the authority how transfers work for the specific property type you are considering.

Ready-to-move flat

• Ask for the completion or occupancy certificate and check it matches the tower and unit.
• Check that the project’s RERA registration is valid.
• Look for damp patches, seepage and cracks, especially around bathrooms, balconies and top floors.
• Test switches, plumbing, taps, drainage, doors and windows.
• Confirm water, power and parking arrangements, and ask about maintenance dues and pending charges.
• Verify the title and ask for the paperwork behind any bank loan on the unit.

Under-construction flat

• Visit the site and compare progress with the payment stage being demanded.
• Read the agreement for sale: possession date, carpet area, specifications, delay interest and cancellation terms.
• Ask for a written breakdown of GST, stamp duty and every extra charge.
• Keep copies of all receipts, demand letters and emails.
• Before possession, inspect the finished flat against the agreed specifications and note any defects in writing.

1. Walk through with the owner and photograph or video every room, with dates.
2. Test taps, water pressure, geyser, switches, fans, AC, kitchen fittings and wardrobes.
3. Look for damp and leaks on ceilings and walls, especially bathrooms and top floors.
4. Check doors, windows and locks. Collect all keys and access cards.
5. Ask what the power backup covers and how it is billed. Ask where water comes from.
6. Note the electricity meter reading. Ask whether billing follows the society’s rate or the utility’s.
7. Ask about parking, visitor entry and who pays gas and water connections.
8. List all furniture and appliances in the agreement.
9. Ask about outstanding maintenance or bills on the flat, so you don’t inherit them.

• Identity and address: PAN (mandatory), plus Aadhaar, passport or voter ID.
• Income: salary slips for the last three to six months, Form 16 and income tax returns for the last two years, and six months of bank statements showing salary credits.
• Employment: an appointment letter or employer certificate, especially if you recently changed jobs.
• Existing loans: sanction letters or statements for any running loans.
• Property: the allotment letter, builder-buyer agreement, payment receipts and the project’s RERA registration for a new flat; title chain, sale deed and society NOC for a resale flat.
• Co-applicant: the same identity and income papers for each co-applicant.

Lenders examine business records more closely. Expect to provide:

• PAN, identity and address proof for you and the business.
• Income tax returns for the last two to three years with computation of income.
• Audited or CA-certified profit and loss account and balance sheet.
• GST returns, where applicable.
• Six to twelve months of bank statements for business and personal accounts.
• Proof of business existence, such as registration, a GST certificate or a partnership deed.

Doctors, chartered accountants, architects and lawyers are often assessed as self-employed professionals, which can mean simpler checks. Keep the income in your ITR consistent with your bank credits. A mismatch between the two is a common reason for delays or a lower sanction.

1. RERA: search the project on the UP RERA portal. Check the registration number, declared completion date, quarterly progress updates and any complaints or orders.
2. Authority dues: ask the builder in writing whether land dues to the Noida or Greater Noida authority are paid, or whether the 25% has been paid under the relief package.
3. Completion papers: for a ready flat, ask for the occupancy or completion certificate covering your tower, not just another phase.
4. Registry status: ask whether other flats in the same tower have been registered, and by what date.
5. Loan link: for an under-construction flat, understand how bank disbursement is tied to construction stages, and what happens if work stops.
6. Residents: speak to two or three residents and the association about maintenance disputes, water and power.

1. Get the unit’s carpet area, balcony area and floor plan in writing.
2. Match figures across the brochure, the allotment letter and the draft agreement.
3. Verify the carpet area on the state RERA portal.
4. Compute price per carpet sq ft yourself, using the full agreement value.
5. Ask what is included in the price and what is charged on top.
6. Have a lawyer read the area-variation and possession clauses.
7. Measure the flat at handover and compare it with the agreed carpet area.

• Core papers in PDF: the allotment letter, the agreement for sale (BBA) and payment receipts.
• Supporting records: demand letters, emails and notices exchanged with the builder, bank statements, and the project’s RERA registration number.
• If someone files for you: the portal asks for details of an authorised representative or advocate. An authorisation letter is uploaded for a representative. An advocate’s bar registration number is also asked for.
• A one-page chronology and calculation: dates of booking, payments, promised possession and your notices, with the amount you claim.

• Find the circle-rate value for your sector and property type and compare it with your agreed price.
• Decide ownership early. The names on the deed change the rate, and the women’s concession applies up to ₹1 crore.
• Use the portal calculator for the final number, and note its date.
• Keep a buffer. Circle rates in the district may change, and reports on the 2025 proposal conflict.
• For a new Greater Noida flat, ask when duty is due.
• Ask the SRO to confirm anything you read in a blog, including this one.

If you are still shortlisting, you can search all properties on ADiHomes and run the registration cost for each address on your list before you commit.

1. Measure the real walk. A station 600 metres away on the map can be much farther once you count the gate you must use and the road you must cross. Walk it at rush hour.
2. Check the last mile. If the walk is long, ask what e-rickshaws, feeder buses or shuttles run, and how late.
3. Test the commute. Do the full journey to your workplace at your normal time. Note the fare, the crowding and any transfer, such as the Sector 51-52 skywalk.
4. Check noise and privacy. The line is elevated. If a flat faces the viaduct, visit in the evening with the windows shut.
5. Look at parking. Electronic City lists a DMRC car park. Confirm current capacity and charges at the station you plan to use. Do the same for any station not listed.
6. Separate what exists from what is promised. If a brochure mentions a future station, ask for the official approval and the expected date. Treat any date as provisional.
7. Verify the project. A project on land above 500 square metres, or with more than 8 apartments or units, must be registered with UP RERA. You can search by project name or registration number on UP RERA’s official website (up-rera.in). Check the registered delivery date and any extensions.

If you are a tenant, add two checks. Ask how the monthly metro fare compares with your current commute. Also ask the owner about the building’s maintenance record, since you will live with it daily.

1. Ask for the OC status of your exact tower, and whether it is conditional.
2. Ask whether the project has cleared its dues to the Noida Authority.
3. For a resale flat, confirm registry or sub-lease status and a clean title.
4. Check the project’s RERA registration and promised delivery date.
5. Visit on a weekday morning and evening to test traffic, noise and expressway access.
6. Follow the Supreme Court and CBI developments before signing.
7. Consider asking a property lawyer to review the papers.

1. Decide whether your goal is rent, price growth or your own use.
2. Compare the realistic net yield with your loan interest rate.
3. Verify the RERA registration and read the agreement for sale line by line.
4. Get a full cost sheet, including GST, stamp duty and every extra charge.
5. Check title, approvals, registry status and any dues owed to the development authority.
6. Keep an emergency fund so a delay or vacancy does not force a sale.
7. Speak to a chartered accountant and a property lawyer before paying.

Corridor choice matters too. Read the Yamuna Expressway guide alongside the two guides above to see how each area balances price, infrastructure and demand. No guide can promise a return, so do your own checks before you commit.

Before you pay any booking amount, ask for these documents and read them yourself:

1. RERA registration number, checked on the state RERA portal (UP RERA for Noida and Greater Noida, Haryana RERA for Gurugram).
2. Sanctioned layout plans and the commencement certificate, plus the draft sale agreement and the builder’s past project record.
3. Completion or occupancy certificate for a ready unit. It also decides whether GST applies (see below).
4. Land and title papers. Ask for the allotment or lease documents and check for loans or mortgages on the land. For leasehold plots, ask which authority charges apply before you fix your budget.
5. Super area versus carpet area. Get both in writing and compare them with the sanctioned plan.
6. Maintenance, parking and common-area terms. Commercial complexes often have separate rules for signage, operating hours and parking.

Then visit the site at different times of day. For a shop, count the people who actually walk past. For an office, check lifts, power backup and how easy it is to reach.

1. Confirm RERA registration and approvals on the official state portal.
2. Ask whether GST applies, and get the breakup in writing.
3. Calculate stamp duty on the higher of circle rate or deal value, and confirm the commercial rate with the sub-registrar.
4. Get any rental or return promise inside the registered agreement.
5. Have a lawyer check the title, the agreement and the maintenance terms.
6. Get written loan terms before you pay a large booking amount.

None of this guarantees a good outcome. Commercial property carries vacancy, resale and tenant risk, and a careful check of the documents is the best protection you have.

This article is general information, not legal, tax or financial advice.